Hard Money & Private Financing for Real Estate Projects

Fast, flexible funding solutions for real estate investors. Get approved in 24-48 hours with competitive rates and terms that work for your timeline.

Quick Loan Calculator

$
Estimated Monthly Payment: $4,250
Interest Rate: 10.5% APR

Financing Solutions for Every Project

Whether you’re fixing and flipping, buying rental property, or developing commercial real estate, we have the funding you need

Fix & Flip Loans

Perfect for investors looking to purchase, renovate, and resell properties quickly. Get funding for both acquisition and construction costs.
Starting Rate

9.5%

Rental Property Loans

Secure financing for buy-and-hold rental properties. Build your portfolio with competitive rates and flexible terms.
Starting Rate

8.75%

Commercial Loans

Finance commercial properties including office buildings, retail centers, warehouses, and multi-family complexes.
Starting Rate

10.25%

Simple 3-Step Process

From initial contact to cash in hand – here’s how easy it is to sell your house to us.

1

Submit Application

Complete our simple online application with basic property and financial information. Takes just 10 minutes.

2

Property Evaluation

Our team reviews your property and loan request. We’ll order an appraisal and verify property details.

3

Loan Approval

Receive your loan terms and approval within 24-48 hours. Review and sign your loan documents.

4

Get Funded

Funds are wired to your account at closing. Start your project with confidence and speed.

Qualification Requirements

Our flexible underwriting allows us to approve loans that traditional banks won’t. We focus on the deal, not just your credit score.

Credit Requirements

Minimum 620 credit score for most programs. We consider recent credit improvements and overall financial picture.

Down Payment

Typically 10-25% down depending on loan type and property. Some programs offer 100% financing for qualified borrowers.

Income Verification

Bank statements, tax returns, or profit & loss statements. We work with self-employed borrowers and investors.

Property Requirements

Properties must be located in Georgia. We finance residential, commercial, and mixed-use properties.

Get Pre-Qualified Today

No obligation. Soft credit check only.

Why Choose Our Financing?

Advantages that set us apart from traditional lenders

Fast Approval

Get approved in 24-48 hours instead of weeks. Our streamlined process means you can move quickly on time-sensitive deals.

Flexible Terms

Customized loan structures to fit your project needs. Interest-only payments, flexible prepayment options, and more.

Asset-Based Lending

We focus on the property value and deal potential, not just credit scores. Perfect for self-employed investors.

Local Expertise

Deep knowledge of Georgia real estate markets. We understand local property values and market conditions.

Competitive Rates

Fair pricing with no hidden fees. Transparent terms and competitive interest rates for all loan types.

Multiple Loans

Finance multiple properties simultaneously. Build your portfolio faster with our concurrent loan programs.

What Our Clients Say

Real results from real investors who partnered with Avatar Group